Long-Term Care Insurance

“Talking to Karin [Family & Nursing Care’s Long Term Care Insurance Manager] was a blessing. From the first conversation, I felt heard and taken care of. Karin is helping to make sure my long-term care benefits can be used to provide care for my wife.”

–Nathaniel W., client’s spouse

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Family & Nursing Care Select assists clients with getting their reimbursements from their Long-Term Care Insurance (LTCI) carrier by submitting the necessary claim documentation to a client’s LTCI company. In addition, Family & Nursing Care Select bills and receives reimbursement from the LTCI company directly. Assuming this financial risk and responsibility is something rarely done by home care agencies—and we want to do it for you!

We believe it is our job to ease your mind and present solutions to your challenges—not cause you more paperwork and aggravation.

LTCI policies reimburse policyholders either a daily, weekly, or monthly maximum amount for home care to assist them with activities of daily living. Some policies will also have a benefit for home care if your loved one is diagnosed with a cognitive impairment, such as dementia or Alzheimer’s. While a private duty home care company like Family & Nursing Care (both Family & Nursing Care Classic and Family & Nursing Care Select options) is not eligible for reimbursement from Medicare, Medicaid, or general health insurance, most LTCI policies reimburse their policyholders for these private duty services.

Family & Nursing Care offers and recommends a conference call between the LTCI company and Family & Nursing Care’s LTCI Manager to support clients in getting a full understanding of the criteria, benefits, policy holder responsibilities, and next steps for a successful and smooth experience with the claims process.

Find out more about why we are driven to solve problems for clients.

Ensuring long-term care insurance reimbursement isn’t the only reason we stand above our competitors. Find out how else Family & Nursing Care is different.