Medicare’s “3-Midnight Rule” Waiver has Expired: What it Means for Hospital Staff and Patients

 

Re-emerging Gaps in Care
The first 48 hours after discharge from a hospital or rehab are critical to the safety and health of patients. This small window of time is when they are at their weakest, and at greatest risk for a fall or other adverse event, which can result in a return trip to the hospital. Preventing hospital readmissions following discharge greatly improves the quality of life for patients and saves our partner hospitals (and the healthcare system as a whole) a tremendous amount of money. Yet, there is often a gap in care from the time that a patient is released from the hospital until their rehabilitation or Medicare services begin.

This gap in care is at risk of being exacerbated by the May 2023 expiration of the Public Health Emergency (PHE) spurred by the COVID-19 pandemic. With the end of the PHE, the Centers for Medicare & Medicaid Services (CMS) has in turn expired their waiver of the “3-midnight rule” requiring Medicare beneficiaries to have a three-day hospitalization to be eligible for Medicare-covered skilled nursing facility (SNF) services without incurring high out-of-pocket costs.

A Changed Healthcare Landscape
During the PHE, hospitals came to rely on the “3-midnight rule” waiver to free up hospital beds and relieve overwhelmed acute care facilities during the pandemic.

Now, the Medicare rule has returned despite facing a changed healthcare landscape. Some hospitals continue to experience surges due to respiratory viruses, leading to a shortage of inpatient beds and cancellation of elective procedures. Additionally, the pandemic has led to critical shortages of healthcare workers including nursing staff and physical and occupational therapists. These workforce shortages often result in delays in starting Medicare services after hospital discharge.

One regional hospital reviewed its records for December 2022 and found that 160 patients were discharged to a SNF under Medicare who would have been sent home without the 3-midnight rule waiver in place. While advocates continue to push for the permanent establishment of the 3-midnight rule waiver, upon its expiration, hospitals will need to make sure they are complying with the reinstated rule to avoid any penalties or reimbursement issues from Medicare.

On the patient side, the reinstatement of the Medicare “3-midnight rule” impacts those who may have previously qualified for SNF coverage but may no longer meet the 3-midnight requirement. These patients may need to seek alternative care options or pay out-of-pocket for SNF care. This could be a financial burden for some patients and families, and hospitals will need to work closely with patients and their families to ensure they understand their options and can make informed decisions about their care post-discharge.

Enter Family & Nursing Care
Family & Nursing Care helps patients receive the crucial care they need as they transition home from the hospital. During the first 48 hours post discharge, when there is the most confusion and misunderstanding of needs and instructions and there are often delays in the start of Medicare or Medicaid services, there is a dramatic difference in successful transitioning between patients who utilize home care services and those who do not.

As a regional leader in providing access to compassionate and reliable home care services since 1968, Family & Nursing Care’s Hospital to Home program existed long before the COVID-19 pandemic, and continues to help ease the transition home for patients after a hospital stay.

  • We can help provide a safe and comfortable environment for recovery at home with easy and quick access to home care provided by experienced and compassionate Caregivers.
  • Family & Nursing Care liaisons are available to visit with patients and their families while the patient is still in the hospital or rehab facility to help them understand their options for coverage and care at home.
  • Support can be on a short-term basis to help with the transition home or on a longer-term basis as needed.
  • Family & Nursing Care requires no up-front deposits or long-term commitments from clients.

For instance, we partnered with Medstar Montgomery Hospital to identify patients in most need of care at home and to discuss options and set up a plan for receiving home care services upon their discharge.

In addition, a few years ago, we conducted a “Skilled Nursing Facility to Home” pilot program in conjunction with Nexus Montgomery, where we learned that even after a SNF stay, patients often experienced delays in getting home health care started following discharge due to the bureaucracy for home health agencies, including Medicare and Medicaid, in helping a new patient or client.

The Family & Nursing Care Difference
Getting a dedicated Caregiver on board to help with the transition home from the hospital or rehab can make a world of difference for patient outcomes. Caregivers not only help manage tasks of daily living such as errands, medication pick-up and reminders, groceries, meal preparation, bathing, dressing and support for those who may be at risk for a fall, but they can also help clients digest all the information given to them upon discharge.

Caregivers can also help effectively manage the patient’s specific needs by ensuring they adhere to a special diet, practice breathing techniques and required exercises, and more.

Many Caregivers have used their extensive background knowledge and training to recognize “red flag” symptoms for a client, so that post-discharge issues that can commonly lead to readmission can be treated at a lower level of care.

When hospital readmission statistics are lowered, everyone wins.

Neal Kursban Joins Panel at Capital + Strategy Conference

Home care company leaders are increasingly being challenged to find creative ways to solve some of the sector’s most persistent issues, while looking to thrive in a space that has more eyes on it than ever.

Our CEO, Neal Kursban, recently participated on a panel of home care company leaders at Home Health Care News’ Capital+Strategy conference in Washington, D.C., where he shared some of the secrets to Family & Nursing Care’s success at tackling the issues and staying a relevant and thriving business.

Click here to read more.

Family & Nursing Care Featured for Elevating Caregiver Voices

Family & Nursing Care is featured in the Home Care Association of America (HCAOA) and National Association for Home Care and Hospice (NAHC)s’ collaborative Home Care Workforce Crisis Report for our efforts to elevate the voices of Caregivers and prioritize their input in our operations and decision-making processes. One of the primary Guiding Values of our company is to uphold a committment to recognize the importance of Caregivers, and to always treat them with the deep appreciation and respect they deserve.

Thank you to our CEO, Neal Kursban, who contributed to the report and participated with other industry professionals on the Direct Care Workforce workgroup on Career Paths and Elevating the Profession.

View the report here.

Neal Kursban Featured in 2023 Future of Care Guidebook

We are thrilled that our CEO, Neal Kursban has been included in MissionCare Collective‘s 2023 Future of Care Guidebook.

As an industry leader for 27+ years, Neal has dedicated his career to improving the lives of older adults and their families through exceptional home care services. He also recognizes the vital importance of home care companies like Family & Nursing Care making every effort to treat Caregivers with the deep appreciation and respect they deserve.

We’re proud to see Neal recognized amongst fellow senior care industry thought leaders.

If you’re interested in learning more about the future of care and the leaders who are shaping it, be sure to check out MissionCare Collective’s 2023 Future of Care Guidebook.

Coordinating Care in a Crisis

 

Whether you need care for a client, a resident, a patient, yourself, or a loved one, it’s not always possible to plan ahead perfectly. When emergency situations arise, it’s easy to feel lost and overwhelmed.

Family & Nursing Care is a 24/7, 365 day-a-year business that understands critical care needs can arise at any time. We strive to go above and beyond in our response to clients and their family members facing crisis. Our goal is to support and usher them through every aspect of their home care needs — from that first point of contact with us and throughout the care journey.

The importance of the initial contact
Almost 75% of people who call Family & Nursing Care are looking for a caregiver in the next 48 hours, especially when following a hospital discharge. “Our team’s first priority is to be a calming presence,” says Jeff Briggs, Director of Intake. “We want to understand a caller’s concerns and connect with them on a personal level. We know they didn’t plan for this, so our intake team serves as their guide.”

Often, family members are not only under the stress of wanting to quickly get help for their loved ones but are also new to the process of setting up care. Our team works to understand each clients’ individual situation, so we can help families move forward with the best care for their loved one.

Understanding each client’s unique needs
When speaking with a client or their family member for the first time Family & Nursing Care staff will ask a series of questions to better assess the situation and the needs of the client. Questions may include:

  • What’s on your mind?
  • What main concerns do you have?
  • How long has your loved one been experiencing the specific issues you are describing?

“Each client is unique, even if their situations may appear similar on the surface,” says Mitch Markowitz, Vice President of Business Development.

Making the right client/Caregiver match
We also pride ourselves on our ability to make the right match between client and Caregiver. This process begins in the initial call when we ask about who, if anyone, lives in the home with the client, what kind of home they live in, their preferences, and even if they have pets. A good client/Caregiver match can mean the world to clients and help their family members relax and achieve peace of mind knowing their loved one is being looked after by a trusted resource. The daughter of one of our clients recently sent us a note saying, “I appreciate our Caregiver Angele, who is very understanding and patient with my mother’s needs. She gives us sound advice and stays in contact with me while I’m at work.”

Care when you need it for as long as you need it – no long-term commitment required
Since crisis situations can be unpredictable, and clients’ needs vary, we don’t require long-term commitments. Whether short-term or long-term care is needed, Family & Nursing Care can help. We are able to place a Caregiver with a client as soon as the same day of the initial call, if required.

We have teams of people dedicated to ensuring our clients receive excellent service. Client Services Managers and Associates are always on hand to provide a high-level of support to clients and their families. All the while, Care Coordinating Managers are working beside them, helping to match the right Caregiver for each situation and give Caregivers all the information and support they need. This support is not only available at the start of care, but for as long as the care is needed. In addition, our skilled Accounting and Long-Term Care Insurance teams are there to shepherd clients and their families through the billing and Long-Term Care Insurance reimbursement process. Our longstanding relationships with hospitals, senior living communities, skilled nursing facilities, and insurance companies, allow us to liaise in the coordination of what can often be confusing discharge and/or intake instructions and other paperwork.

When a client or family member calls Family & Nursing Care in the throes of a crisis, our first priority is to address the immediate need, getting a client the care and support they need at home with the aid of a capable and compassionate Caregiver. But our commitment doesn’t stop there … our whole Family & Nursing Care team will be there to help every step of the process. With Family & Nursing Care by your side, crisis situations don’t have to be confusing and intimidating.

Meet Our Caring Client Service Manager Associates

From L to R: Jennie Ray, Savannah Staubs, Meghan Jackson, Katie Cash

Our Client Service Management Associates are not only compassionate and hardworking but also integral to the Family & Nursing Care team.

While you might not get the chance to see them in person often, you likely have heard our Client Service Management Associates on the other end of the phone when you call Family & Nursing Care. They help ensure lines of communication are kept open even while the Client Service Managers are out in the field visiting clients and their families.

This close-knit team — Jennie, Savannah, and Meghan— have much in common, and it’s not just their passion for helping enhance the lives of older adults. This group is empathetic, responsive, and knowledgeable, making them the perfect active listeners and points of contact to form relationships with clients and their families and gain a sense of how to best help them. The Client Service Management Associates innately know how to help clients and families feel heard, comfortable, and confident in their next steps. What’s more, in working closely with Client Services Managers, the Associates gain valuable on-the-job experience, making them skilled candidates for promotion when the time is right. Katie Cash was recently promoted from the Associate group to Client Services Manager.

Their unique blend of perspectives and backgrounds adds that personal touch the Family & Nursing Care team strives to achieve with every interaction. Prior to joining our team, these Associates’ work varied including elder care, case management, working with marginalized communities, teaching, and real estate.

When these D.C. Metro natives aren’t at work, they enjoy biking, painting, making pottery, and spending time with their families, friends, and pets.

2023 Begins with a Win! Family & Nursing Care is Voted the Area’s “Best In-Home Care Provider”

Best of Bethesda Winner logo 2023

 

Here at Family & Nursing Care, we began 2023 by celebrating being voted “Best In-Home Care Provider” in Bethesda Magazine’s Best of Bethesda Readers’ Poll!

Each year, Bethesda Magazine, a local feature and lifestyle publication, enlists its readers to vote on Bethesda’s best of the best — from restaurants to businesses to bars to shops to health care providers. Readers are encouraged to write-in votes to identify local companies they believe provide premium service to their customers and community, while making the Bethesda area a great place to live, work, and play.

We are proud to say the 2023 Best of Bethesda: Best In-Home Care Provider award marks the 8th year Family & Nursing Care has been voted for this honor. We are humbled and honored to receive this distinction as it’s public recognition like this that enables us to reach out and provide support to even more clients.

We would like to thank the clients, Caregivers, and professionals with whom we are privileged to interact. By placing your trust in us and allowing us to continue our valuable work, we can keep moving forward in making a difference in someone’s life every day!

Client Spotlight: Phyllis Sheerin Ross

Phyllis Sheerin Ross is full of gratitude for the big and small beauty each day has to offer, like watching the sun rise with a steaming hot cup of coffee, surprise calls from friends, spending time with her family, and relaxing at home while listening to her favorite tunes that can range anywhere from a violin concerto to old time rock and roll.

When reflecting on the favorite year of her life, Phyllis recalls 1961 and her first real job as a Correspondent for Book of the Month Club in New York City. Even though the job had its share of learning curves, Phyllis thinks back to her first apartment in Greenwich Village – a converted hotel room with only a hot plate to cook on – with pride as it was a symbol of independence and an exciting time to grow and thrive in adulthood. She recounts getting her morning bagel and being so happy that she could tip the server, as well as making forever friends in the Village, including her future husband, Earl.

Though long past that New York rush era in her life, through Family & Nursing Care, Phyllis is able to maintain her independence with the support of a Caregiver who provides companionship to admire today’s joys, re-live fond memories, and lean on in tougher times. When Phyllis first met her Caregiver, Selam, her beloved cat Bugsy was feeling a bit shy. He hid under the bed, and it took some sweet talking and crunchy cat treats to get him out of his shell. Now that initial reticence feels like a distant memory. Bugsy is like a teenager in love when it comes to Selam, constantly nuzzling up to her and purring. Phyllis sees her Caregiver as a vital part of her family now and the trio continues to make so many new memories together.

As we head into 2024, Phyllis says her only resolution this year is to abide by John Wesley’s (1707-1791) “Rule of Conduct”:

Do all the good you can,

By all the means you can,

In all the ways you can,

In all the places you can,

At all the times you can,

To all the people you can,

As long as ever you can.

 

Family & Nursing Care Select – A Home Care Agency That Advocates on Your Behalf

Family & Nursing Care Select is a home care agency that employs rigorously-screened and highly-qualified Caregivers to provide home care to older adults.

Upon starting care, a Supervisory Nurse will meet with you to assess the client’s needs and create a Plan of Care. Clients and their families enjoy the peace of mind that comes from knowing there is a Registered Nurse (RN) overseeing the care, checking in regularly, and making any adjustments needed.

Experience the benefits and comfort of Family & Nursing Care Select

  • Our home care agency is focused on compassionate and reliable in-home care.
  • Our nurse oversight is welcomed by adult children who find the extra reassurance comforting or are not able to check in on their loved ones regularly because they live too far away or their schedule will not allow it.
  • Each Select Caregiver, as an employee, receives ongoing supervision and training specific to the health conditions and individual needs of each client. Each Caregiver is also covered by the company’s professional liability and worker’s compensation insurance.
  • Caregivers are paid by Family & Nursing Care Select.
  • Client invoices are sent and payable every other week.
  • As an added service to clients with Long-Term Care Insurance, Family & Nursing Care Select help clients and their families better understand the benefits offered by their policy and helps them file the requisite paperwork for
    reimbursement (see more information below).
  • Our Caregivers receive overtime pay when working 40+ hours/week. Unlike many other agencies, we don’t pass this cost on to you. We absorb that cost so that clients experience the many benefits realized from superior continuity of care with greater consistency of Caregivers.

Flexible Commitments to Meet Everyone’s Unique Needs

Many people aren’t aware of the flexible nature of home care. Care can be arranged for just a few hours a day up to 24 hours a day. There is no long-term obligation.

We recognize that every family’s needs are different and there is no one-size-fits-all answer. People who try home care experience such positive changes in their life and in the life of their loved one that they often choose to receive services long term. We work together with you to find a solution for your unique family situation.

A Home Care Agency that Advocates on Your Behalf

While services from a private duty home care company like Family & Nursing Care (both Family & Nursing Care Classic and Family & Nursing Care Select options) are not eligible for reimbursement from Medicare, Medicaid, or general health insurance, most Long-Term Care Insurance (LTCI) policies reimburse their policyholders for these private duty services.

LTCI policies reimburse policyholders either a daily, weekly, or monthly maximum amount for home care to assist them with activities of daily living. Some policies will also have a benefit for home care if your loved one is diagnosed with a cognitive impairment, and needs dementia or Alzheimer’s care.

As an added service to our clients who have LTCI, Family & Nursing Care Select helps you better understand the benefits offered by your policy and helps you file the requisite paperwork for reimbursement. We first have a conference call between the Long-Term Care Insurance carrier and our Family & Nursing Care Select Long Term Care Manager to support you in getting a full understanding of the criteria, benefits, and next steps to a successful and smooth experience with the claims reimbursement process.

Family & Nursing Care Select can also assist you with getting reimbursements from your LTCI carrier for the cost of our Services by submitting the necessary claim documentation to your LTCI company.

Our specialized support allows us to advocate on your behalf.

We believe it is our job to ease your mind and present solutions to your challenges—not cause you more paperwork and aggravation.

 In need of home care services? Contact us to get started!